• A broad range of programs are available that do not require paystubs, tax returns, etc. for purchase and refinance loans.

ZERO DOWN PAYMENT

• Zero down payment programs are available for most credit categories and allow no cash out of pocket.  Closing costs may even be paid by the seller or gifted by a family member.

LOANS TO $3,000,000

• Sources are available for high end mortgages to qualified buyers.  A variety of loan programs are available.

CUSTOM CONSTRUCTION

• Many sources are available for construction financing of a new home or major remodel.  Tower Mortgage can help you calculate how much you qualify to build with your current or proposed lot.

REFINANCE LOANS

• A refinance of your existing home loan can be performed at little or no cost to you.  Most common motives are interest rate reduction, debt consolidation, home improvement, personal investments, conversion to a fixed rate loan and payoff of private contracts.

CONFIDENTIALITY

• All files and personal information provided are protected under the Federal Privacy Act of 1978.  High profile clients are usually placed with out-of-state investors to provide a higher degree of confidentiality.